^{20 Ref} And another came, saying, Lord, here is your pound, which I put away in a cloth;

^{21 Ref} Because I was in fear of you, for you are a hard man: you take up what you have not put down, and get in grain where you have not put seed.

^{22 Ref} He said to him, By the words of your mouth you will be judged, you bad servant. You had knowledge that I am a hard man, taking up what I have not put down and getting in grain where I have not put seed;