^{10 Ref} For there are men who are not ruled by law; foolish talkers, false teachers, specially those of the circumcision,

^{11 Ref} By whom some families have been completely overturned; who take money for teaching things which are not right; these will have to be stopped.

^{12 Ref} One of their prophets has said, The men of Crete are ever false, evil beasts, lovers of food, hating work.