^{4 Ref} Now to him who works, the reward is not counted as grace, but as debt.

^{5 Ref} But to him who doesn't work, but believes in him who justifies the ungodly, his faith is accounted for righteousness.

^{6 Ref} Even as David also pronounces blessing on the man to whom God counts righteousness apart from works,

^{7 Ref} "Blessed are they whose iniquities are forgiven, Whose sins are covered.

^{8 Ref} Blessed is the man whom the Lord will by no means charge with sin."