^{4 Ref} and to him who is working, the reward is not reckoned of grace, but of debt;

^{5 Ref} and to him who is not working, and is believing upon Him who is declaring righteous the impious, his faith is reckoned -- to righteousness:

^{6 Ref} even as David also doth speak of the happiness of the man to whom God doth reckon righteousness apart from works:

^{7 Ref} `Happy they whose lawless acts were forgiven, and whose sins were covered;

^{8 Ref} happy the man to whom the Lord may not reckon sin.'